Appliance Loan Details

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Get Home Appliances on EMI

Get Home Appliances on EMI With Marudham Capital’s consumer durable loans, you can enhance your lifestyle by purchasing home appliances on EMI. So, if you’re looking to upgrade your existing home appliances with newer ones that employ innovative and cutting-edge technology, you can apply for a home appliance loan with us and get all the appliances on easy EMI. Moreover, our loan for home appliances comes with special pre-approved offers that involve a high loan limit, no-cost EMI, zero processing charges, and flexible repayment tenures.

A Name You Can Trust

Marudham Capital Financial Services Limited is one of the most reputed NBFCs in India that you can trust for all your financing requirements. We offer a range of loans for our customers, including home loans, business loans, personal loans, and consumer durable loans.

0% Interest Rates

Our consumer durable loan interest rates start from 0% per annum. This ensures that you will have to pay only for what you purchase without any additional interest charges. Furthermore, we don’t levy any foreclosure charges on our consumer durable loans.

What are the Benefits of Buying Home Appliances on EMI?
In addition to allowing you to purchase the desired appliances on easy EMI, our loan for home appliances comes with several utilitarian advantages. Let’s look at some of the benefits of buying home appliances on EMI through Marudham Capital’s Home Appliance Loan:

High Flexibility

At Marudham Capital, we let you tailor everything to your convenience and repayment capability. You have the flexibility to choose your loan amount, loan tenure, and EMI plan for easy repayment of your consumer durable loan.

We’ve Been Here for a Long Time

We have spent a considerable time in the industry. That is why we understand your requirements and try to provide the best possible solutions to them. We have a range of innovative products to address all the financial needs of our customers.

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What is Consumer Durable Loan Interest Rates and Charges?

At Marudham Capital, we offer consumer durable loans with very nominal interest rates and charges so that you can purchase your favorite electronic gadgets and appliances without any worries. Our consumer durable loan interest rate starts from 0% to ensure that you don’t feel any additional financial burden while shopping for the desired products on EMI. 


Furthermore, we levy zero to minimal consumer durable loan charges to make your buying experience smoother and highly affordable. In the concrete, Marudham Capital’s consumer durable loan interest rates and charges are negligible when compared to the utility of products that you can purchase using them. 

Processing Fee

Lenders usually charge a one-time processing fee to cover the administrative expenses that they incur while processing and sanctioning your loan application. At Marudham Capital, you can avail of a consumer durable loan with zero to minimal processing charges.

Bounce Charges

When you take the disbursal of a loan, you’re required to register for an e-mandate for the payment of your EMIs through the Electronic Clearing Service (ECS) facility. Some lenders may charge a small mandate registration fee for providing this facility.

EMI Pick-up or Collection Charges

If you’ve opted to pay your EMIs through post-dated cheques, the lender might levy an EMI pick-up or cheque collection charge. At Marudham Capital, we provide an EMI pick-up facility without charging anything for it.

Arbitration Filing Charges

In case you want to file an arbitration case for the settlement of a dispute, the lender may charge you with arbitration filing charges. These charges are levied to cover the costs of hiring an arbitrator and other administrative expenses.